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Insurance Information

The doctors at Cascade Eye Center are paneled with most major insurers in the Greater Yakima area:

In addition we bill many other insurers, including but not limited to:

Anthem BC/BS of NC Inland Empire Electrical Workers HWT Principal Life Insurance
Asuris NW Health Inland Empire Teamsters Trust Retirees Welfare Trust
Bankers Life & Casualty KPS Health Plans Secure Horizons
Carpenters Health & Welfare Trust Lifewise State Farm
Champ VA Mutual of Omaha Sterling
CHPW Northwest Administrators Tricare
EBMS Northwest Plumbers & Pipefitters Tri-West
First Health Northwest Sheet Metal Workers United Health Care
Health Net ODS WA-ID Carpenters Employers Trust
Humana Palmetto GBA Zenith Administrators

We also have billed over one hundred other insurers, and will be pleased to check on yours as well if it’s not listed above – just call or email, or text us!

Frequently Asked Questions:

What is the difference between medical insurance and vision insurance?

Medical insurance covers medical eye conditions, loosely defined as any eye disorders or diseases that are not refractive errors. Refractive error means the eye is not bending light accurately, resulting in out-of-focus, blurry vision – and is improveable with lenses. Non-refractive conditions of the eye and visual system are covered in the same manner as medical conditions throughout the rest of the body, and are subject to the same insurance deductible, co-pays, etc. Usually medical insurance does not limit the number of visits required for evaluation and treatment.

Vision insurance usually provides a “routine eye examination” that consists of an eye health screening (i.e., an eye “physical”), plus the measurement of the eye’s refractive error and resultant eyeglass prescription, if needed. Some plans also cover optical goods, such as eyeglass frames and lenses, and/or contact lenses. Most vision plans limit the number and timing of benefits, so that they can be used only once every year or two. Vision insurance is not used for the treatment of medical eye conditions, even if they are discovered during the course of a routine eye exam. Vision insurance is often a supplement or “add-on” to a medical insurance plan.

Typically, vision insurance insurance policies usually cover both an eye health screening and the refraction (themeasurement of refractive error), while medical policies seperate the components of an eye evaluation into “medical” and “non-medical” parts, and will not cover a refraction (if done), making the patient responsible for this “non-covered” service.

Can my medical insurance be billed for my eye examination?

Whether your eye evaluation is billable to your vision insurance or medical insurance is usually determined by the reason for your visit, as well as the diagnosis. We have vast experience billing and working with both medical and vision insurers, and always try to make our billing practices ensure that you insurers work together to provide you the best and fullest coverage possible. We usually verify your coverage so we have an idea of what you insurers will do for you, but occasionally an insurer will tell us one thing yet do another – a frustrating situation that is sometimes beyond our control. Ultimately, the patient is responsible for the limitations of their insurance coverage, and is accountable for their charges.

Does Cascade Eye Center provide financing for services and materials?

For services and materials we accept personal payment in the form of cash, check, and credit card (VISA, Mastercard, Discover). We also offer CareCredit Healthcare Financing, a popular option that allows eligible patients to make monthly payments, often without added finance charges! If you are interested in this alternative please ask us about it when you are here for your visit, or visit the Care Credit website.

Is there a discount for payment at the time of service?

Yes! We offer substantial discounts for payment in full at the time of visit for eye care services, glasses, and contact lenses. In addition, many eye care services have additional significant Time of Service discounts that help reduce costs even further for you.